The way Inzap typically works is that you are eligible to receive 100% invoice advances (less fees) on all invoices except the ones we use for collateral (also called a "reserve")--which is a "safety net" in case one of your customers does not pay.

Here is how this works: we will ask you to pick a credit line that will work for most of your customers most of the time. This number is usually less than $10,000 per customer. That credit line you specify will then become the amount of collateral that you'll need to maintain as your safety net.

For example, if you decide that you want a credit line of $6,000 per customer, the first $6,000 of confirmed invoices you add to Inzap won't be funded (we will hold those invoices or their payments as your collateral), and you are then eligible to receive 100% invoice advances (less fees) on the rest of the confirmed invoices you add to the system (up to $6,000 per customer in this example.)

This means that the more customers you have, the more funding you'll get, up to the amount of your overall merchant funding limit.

This system will work well for you if you tend to invoice several customers relatively frequently. If you tend to invoice only 2 or 3 customers per month, you may not be satisfied with the amount of cash flow you receive from our service. However, if those 2 or 3 customers are large and creditworthy, we have other offerings to meet your needs. Please give us a call at 800-617-1772.

Finally, you might occasionally have a large invoice that you want to fund with a customer you have on Inzap. We are developing a program that will allow you to fund those very large invoices for an extra fee. Please give us a call at 800-617-1772 to ask about that.